This final declarations containing not only the note about the legal consequences of breach of precontractual duty of disclosure, but a variety of other information which the note on the legal consequences of a pre-contractual Breach of the duty of disclosure is not highlighted, let alone clearly highlighted. These clear words are a “Slapper” for one who has designed the application form or “rubber-stamped”. The application form is been used not only for them, but a variety of customers of the Hanse M.. This concerns all Hanse Merkur customers and must I be? Basically, you need to do nothing if the agreement and have made all health information accurate and complete. If you are affected but also by a resignation, or the insurer has stopped also your contract for breach of precontractual duty of disclosure, so you should put up this not. This decision seems also no individual decision against the Hanse Merkur. In a proceeding before the LG Dortmund (case No.
2 O 105/10) there is a similar case. Here it goes to the question about the possible resignation, and here too, the Court gives the customer right. The Hanse Merkur stand no right of withdrawal. About the instruction also misleading, is also as far as pointing out the legal consequences of withdrawal, the challenge and the adaptation of the contract. The defendant expressly mentioned that both exercises the right of withdrawal and effective declaration of avoidance is not entitled to the insurance benefit.
Such a notice not found in the discussion of the legal consequences of a contract adjustment, however, at least not in a clarity required for the understanding of the average policyholder’s. It is not sufficient to attach notes, these must be also clear and understandable “for the average policyholder”. What you can do if there is a cancellation / gave? Contact in such cases, the LG Dortmund, to the insurer if necessary with reference to the judgment. Hanse Merkur will be perhaps the resignation. Should not be to that, so legal assistance is required to appropriately suit way to proceed. If also a claim for damages There is, if you had to choose a new, more expensive insurance coverage currently, a lawyer must assess. The also applies to the today signed contracts and applications? Courts must judge if in doubt. But I don’t think better the current information in the application forms of the Hanseatic League mercury much. You can consider like even this application in the download area under the application documents.